Learn to Manage and Save Your Money, Stress Free
A simple and trusted guide to help you handle your money and reach your financial goals.
Try the Finance Flowchart
Get answers to your questions about how to save money
Inspired by 'The Flowchart' from /r/PersonalFinance.
All information is private and no personal information is stored.The Steps To Financial Peace of Mind
Here are the six steps, in order, to set yourself up for financial success.
1. Emergency Fund
Build your 3 - 6 month emergency fund for any unplanned expenses that arise.
2. Get 401k match
If available, make sure you are contributing enough to your 401k to get the employer match.
3. Pay down debt
Put money towards any high-interest debt using the `Snowball` or `Avalanche` methods.
4. Open an IRA
You can invest up to $6,000 per year in a tax-advantaged retirement account.
5. 15% to retirement
Increase your contributions to save at least 15% of your income towards retirement.
6. Save for other goals
Set aside savings for education, buying a home, or planning a vacation.